1 Percent Rule

1 Percent Rule sounds like something a clerk would stamp on a file. In truth it is a small instrument for thinking clearly.

The number is a fence. On one side lies intention, on the other side lies habit. Most of us live on the wrong side and write poetry about it. This rule simply asks you to climb the fence.

It is worth keeping in your pocket not because it is always right, but because it is always available. A tool you carry beats a perfect tool you left at home.

Ask the LIC agent at your door and the trader at his terminal — both will tell you the same thing in different clothes: money listens to discipline and laughs at moods.

Money is a good clerk and a terrible master; the arrangement is entirely up to us. If this page made you think of one specific person, do not send it to them. Apply it to yourself first; that is how these things work.